The Founder of the Retirement Coaches Association, Robert Laura, provides insight to a question I hear quite often. As Bob states “Currently, the traditional retirement planning process is backwards because it focuses first on money and then the more personal aspects. Over that next several years, I expect more financial organizations to see the fatal flaws of this approach and come to terms with the idea that running out of money pales in comparison to running out of family, friend, health and time.” From being in the financial advisory industry for over 20 years, I totally agree.