This author of this article in Boomer Best U begins the article with exactly what people need to know when beginning to plan for retirement:
“What most people don’t realize, is that preparing for our best lives post-career can take a lot of planning and effort. David Borchard, author of The Joy of Retirement explains that one of the difficulties many of us face when trying to embrace our next life chapter is that it takes a lot of work. That work includes letting go, picturing our next life, and developing new behaviors.”
To begin the planning process, you can read a book (the article provides three excellent books) or you can work with a retirement coach to help guide you in your journey. However you decide to create your lifestyle vision for retirement, the key is to put effort into the planning.