Research & Articles

Non-Financial Retirement & Longevity Planning Research and Articles
(Listed chronologically- the latest at the top)

Disconnected: Reality vs. Perception in Retirement Planning, Stanford Center on Longevity, October 2022.

This robust body of work is organized as follows:

  • Disconnected: Perception vs. Reality in Retirement Planning is their primary report that synthesizes and summarizes the findings from our research. Read more
  • The Retirement Planning Disconnect: Deep Dive provides more details from the survey and includes qualitative insights on the strategies discussed in their primary report based on our interviews with experts and interviews with the pre-retirees and retirees. Read more
  • Leveraging Psychological Science to Motivate Retirement Planning is their literature review of research on decision-making with a focus on the transition to retirement. Read more
  • The Retirement Planning Disconnect summarizes the statistical results from the survey of 2,000 U.S. retirees and pre-retirees conducted by Greenwald & Associates. Read more

Financial Literacy, Longevity Literacy, and Retirement Readiness– The 2022 TIAA Institute-GFLEC Personal Finance Index, TIAA and The George Washington University Global Financial Literacy Excellence Center (GFLEC), 2022.

Retirement: The Now and the Then, Fidelity International (Australia), March 2022.

Longevity and the New Journey of Retirement, The third study in as many years form Edward Jones and Age Wave, 2022.

On the Cusp of Change: North American Wealth Management in 2030, McKinsey & Company, 2022.

More Frightening Than Death: Fear & Loathing In Retirement, A study by Zety, updated April 2022.

The Four Pillars of the New Retirement: What a Difference a Year Makes, An Edward Jones and Age Wave Study, June 2021. A follow-up study to their 2020 study The Four Pillars of the New Retirement.

Evolving Client-Adviser Conversations and The Future of Advice*, by Alexa Balmuth; Lauren Cerino; Julie Miller, PhD; Adam Felts; and Joseph F. Coughlin, PhD. Journal of Financial Planning, December 2021.

The Death of Retirement: New Thinking on the Next Chapter, A study by Savant Wealth Management and Absolute Engagement, September 2021.

Beyond Finances: Holistic Life Planning Trends Among Advisors, a study from Equitable and IN Research.

The Future of the Client-Advisor Relationships, a study by AIG Life & Retirement and MIT AgeLab.

The Four Pillars of the New Retirement, Edward Jones and Age Wave

The Changing Face of Retirement Planning– A Three-Part Series, Reid Stone, Q1 2020.
Part 1- What the Research Is Telling Us
Part 2- Taking Advantage of What the Research Is Telling Us
Part 3- Linking the Demographics With the Research

The Strategic Value of Helping Clients Plan Their Ideal Lifestyle In Retirement, Reid Stone, Q4 2019 (Download a FREE copy)

Location, Vocation, and Vacation: Finding the Retirement Place and Pace that Works*, Mitch Anthony, Lisa Kueng, and Gary DeMoss, Journal of Financial Planning, November, 2019.

The Missing Link Between Retirement Readiness, Longevity, Wealth
Management 3.0, and Transition Planning
, Reid Stone, MyLifesEncore.com, November, 2019.

Time Allocations and Self-Reported Happiness of Retirees: An Exploratory Study*, Guo, Tao PhD, CFP; Cheng, Yuanshan, PhD, CFP;  Gibson, Philip, PhD, CFP; and Pantuosco, Louis J., PhD,Journal of Financial Planning , March, 2019.

Future Mastery- Evolution or Revolution in the Financial Planning Profession*, Dennis Stearns, CFP and Andrew Clark, CFP, Journal of Financial Planning, December, 2017.

Wishful Thinking or Within Reach? Three Generations Prepare for Retirement, Transamerica Center for Retirement Studies, December, 2017.

*Note: The links to the Journal of Financial Planning articles will take you to the login page of the site. Membership and login are required to access these articles.

If you are not a member of the FPA and would like to read any of these articles, please contact me. I will send you a PDF copy.