As the author advises, “Imagine retirement as a garden. Some people dream of planting colorful flowers, others prefer growing rows of fresh vegetables, and a few simply want to sit under the shade of a well-tended tree.

Like gardening, retirement requires intention, patience and decisions about what to nurture — and what to leave behind. As with any flourishing garden, the right choices yield satisfaction, while missteps can lead to frustration.”

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